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Vital Savings by Aetna

Through its long history, Aetna has been a leader in adopting new business plans, new types of insurance, and new employee policies. . Currently, Aetna is one of the leading providers in the U.S. of employee benefits, including medical, dental, vision, group life, and financial services.

Now, Aetna is offering a new approach to dental care for families. After studies showed that preventive dental care is an important part of controlling absenteeism, maintaining employee health, Aetna began offering dental insurance in their benefits packages. However, dental insurance is not the right solution for some situations, and may be too expensive for some businesses to offer their employees. One solution was to offer the option of a dental plan, a way of allowing the employee to lock in discounted services for dental work. This solution helps companies retain quality employees, who expect some dental benefits, but also helps families who don’t have dental insurance.

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Discount Dental Plan Details

Vital Savings by Aetna Plan Features

The unique features of Aetna's Vital Savings plan include access to a wide range of dental services and treatment discounts. Vital Savings customers get access to the Aetna Dental Access network, with a more budget-conscious approach to dental coverage that suits families nationwide.

  • A discounted services plan with an annual fee.
  • Savings of 15 to 50 percent over the average regional cost of dental care. (Average savings is 28 percent).
  • Choose your own dentist from the list of providers who have agreed to the discounted prices. No referrals necessary for specialists.
  • No waiting for pre-approval of a procedure
  • No limits to the number of times a family-member can have a procedure
  • No individual or family deductibles or annual maximums to limit when a discounted service can be performed.

 

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