American Dental Plan

A member of the American Health Network, the American Dental Plan was first implemented in 1978. It is the oldest dental savings plan in the State of Arizona and one of the oldest such plans in the US. American Dental Plan offers plan memberships for individuals, families, and groups. The plan is designed to either stand alone or to supplement dental insurance by covering gaps in coverage. With over 30,000 individual memberships and over 350 participating dentists, it covers the State of Arizona. The plan’s focus is on early prevention through correct oral hygiene.

The company’s plan is based on the premise that if a dentist has lower overhead, he can charge reduced fees. If he has a steady stream of patients that are all paying cash for the services rendered, he will have greatly reduced administrative and marketing costs and will be able to lower his fees substantially. There are fee discounts of up to 60 percent. Specialty dentists will reduce their fees by a flat 20 percent.

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American Dental Plan Features:

• Select a dentist at the time of enrollment
• An extra $10 fee will be charged at each visit to pay for required gloves, masks, and OSHA-required sterilization techniques.
• One exam and the first four X-rays each year are free.
• No referral is required to see a specialist.
• Membership dues are non-refundable
• There is no waiting period before a service can be performed.
• There are no limits to the amount of work that can be done in one year.
• The reduced rates apply mainly to basic clinical dentistry that includes such services as cleanings, fillings, X-rays, and crowns.
• There are no pre-existing exclusions for general dentistry treatments.
• Unused benefits may be reassigned to another person if the member does not need dental work in that calendar year.
• There are no enrollment restrictions.
• Your dental benefits will continue under the plan even if you change jobs.
• The family plan included your spouse and dependent children.
• Braces are covered, but only if this service is begun by a dentist in the plan

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