The Ameritas Group

The Ameritas Group, a subsidiary of the Ameritas Life Insurance Corporation, has offered a variety of discounted dental savings plans to individuals and families since 1984. The plans are designed to provide quality dental care at a discounted price to their customers, and are guaranteed to have a 5 to 10 day turn-around time for the settlement of claims. This customization has been designed so families can choose the best coverage for basic and preventive care, and to reduce costs for major dental work.

Plan Savings

The Ameritas dental savings plan is especially designed to meet the needs of families who are uninsured or under-insured. The Ameritas plan offers online education on a wide variety of dental treatment topics, enhancing its focus on preventive care – a plus for families of young children. You may enroll your family and have immediate access to the dentists in the network. Most services, including those performed by specialists, are discounted to limit out-of-pocket expenses for preventive care, emergency care, filings, and crowns.

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Ameritas Dental

• Membership plans are available for both individuals and families, and coverage starts almost immediately.
• You may choose any of the dentists within the plan.
• Savings range from 10 to 80 percent, with an average of 50 percent savings.
• Basic services available to members of the plan include free exams, bitewing X-rays, and panoramic film with yearly cleanings. Other basic services include sealants, and fillings. These basic services are all vital for preventive dental care for those on limited incomes or those with children.
• Specialist services include gum disease treatments, root canals, crowns, dentures, and bridges. There is an exclusion for orthodontic care already in progress.
• This supplemental coverage is available for spouses and children.
• All family members must go to the same dentist.  
• There are no claim forms or deductibles.
• There are no annual or lifetime maximums for treatment, and no lengthy waiting periods before treatment can begin.
• There are no pre-existing condition exclusions.
• There are no referrals necessary to see a specialist.
• Lab fees may be charged for crowns and bridges.

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