CIGNA

CIGNA, based in Philadelphia, is an international insurance company that has been in business since 1792. The company has offered discounted dental plans to individuals and families since 1964. The dental savings plans are designed to provide quality dental care at a discounted price to their customers, with the reliability of all CIGNA products. These plans have been designed so families can choose the best coverage for basic and preventive dental care, and to reduce costs for major dental work.

Plan Savings

The CIGNA savings plan is especially designed to meet the needs of families who are uninsured or under-insured. The CIGNA plan offers online education on a wide variety of dental treatment topics, enhancing its focus on preventive care – a plus for families of young children. Membership also allows access to the CIGNA Healthy Rewards Program. You may enroll your family and have immediate access to the 64,000 dentists in the network. Most services, including those performed by specialists, are discounted to limit out-of-pocket expenses for preventive care, emergency care, filings, and crowns.

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CIGNAPlus Savings Features

• Membership plans are available for both individuals and families, and coverage starts almost immediately.
• You may choose any of the dentists within the plan.
• Savings range from 10 to 80 percent, with an average of 32 percent savings.
• Basic services available to members of the plan include free exams, bitewing X-rays, and panoramic film with yearly cleanings. Other basic services include sealants, and fillings. These services are vital for preventive dental care for those on limited incomes or those with children.
• Specialist services include gum disease treatments, root canals, crowns, dentures, and bridges.
• This supplemental coverage is available for spouses and children—no age limits.
• All family members must go to the same dentist.  
• There are no claim forms or deductibles.
• There are no annual or lifetime maximums for treatment, and no lengthy waiting periods before treatment can begin.
• There are no pre-existing condition exclusions.
• There are no referrals necessary to see a specialist.
• Lab fees may be charged for crowns and bridges.

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