The Dental Eclipse Discount Plan

Total Dental Administrators, Inc. (TDA) of Utah offers their version of a discounted dental savings plan to residents of the States of Utah and Arizona. The dental savings plan is meant as a stand-alone fee reduction plan for individuals or for families who do not have dental insurance. The plan may be used with dental insurance, but special provisions apply. The company also offers group plans. You may enroll and have immediate access to the dentists in the network. Most services, including those performed by specialists, are discounted at least 20 percent.

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The Dental Eclipse Discount Plan Features

• Membership plans are available for both individuals and families.
• The dental provider or general dentist for the individual or family must be chosen at the time of enrollment.
• Savings range from 15 to 50 percent.
• Basic services available to members of the plan include exams, cleanings, X-rays, sealants, and fillings.
• Specialist services include braces, gum disease treatments, wisdom tooth extraction, root canals, crowns, dentures, and bridges.
• Coverage is available for both spouses and dependent children. Full-time students may be covered under a family’s plan until age 26.
• All family members must go to the same dentist.
• There are no claim forms or deductibles
• There are no annual or lifetime maximums for treatment.
• Most pre-existing conditions are covered. One exception is for orthodontist services. If orthodontic services are already underway with a dentist not in the plan, members may not continue the treatment under a specialist within the plan.
• Lab fees are in addition to the discounted fees for services.

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There are exclusions to this plan, so members need to read their plan information carefully. Some items not covered include the following:

• Loss or theft of dentures
• Hospital care during a specialist’s procedure
• Drugs or medications not normally supplied through a dental office
• Oral surgery requiring the setting of fractures or dislocations
• Treatment of malignancies
• Any dental care that the attending dentist feels is not necessary for the patient’s dental health.

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