PacifiCare Dental

PacifiCare Dental is a subsidiary of United HealthCare, one of the largest health benefits companies in the US. PacifiCare, founded in 1981, offers consumer-driven health care products, including discounted dental coverage. The dental savings plans are designed to provide quality dental care at a discounted price to their customers, with the reliability of all PacifiCare products. These plans have been designed so families can choose the best coverage for basic and preventive dental care, and to reduce costs for major dental work. Good dental care reduces health care costs and helps reduce absenteeism overall.

Plan Savings

PacifiCare focuses on flexible plans and preventive care – important for families with young children. Most services, including those performed by specialists, are discounted in order to limit out-of-pocket expenses for preventive care, emergency care, filings, and crowns. Plan availability varies from state to state.

The PacifiCare dental savings plan can be custom tailored to a business and its employees, in order to best meet the needs of families. To learn more about group plans, see Group Discount Solutions.

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PacifiCare Dental Plan Features

• Add-on dental plans are available for both individuals and families, and coverage starts almost immediately.
• You may choose any of the dentists within the plan—or pay a little extra for an out-of-network dentist.
• Savings range from 10 to 35 percent below prevailing charges in each community.
• Basic services available to members of the plan include free exams, bitewing X-rays, and panoramic film with yearly cleanings. Other basic services include sealants, and fillings. These basic services are all vital for preventive dental care for those on limited incomes or those with children.
• Specialist services include gum disease treatments, root canals, crowns, dentures, orthodontia options, and bridges.
• This supplemental coverage is available for spouses and children—no age limits.
• All family members must go to the same dentist. 
• There are no claim forms or deductibles for the savings plans.
• There are no annual or lifetime maximums for treatment, and no lengthy waiting periods before treatment can begin.
• There are no pre-existing condition exclusions.
• There are no referrals necessary to see a specialist.
• Lab fees may be charged for crowns and bridges.

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