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United Concordia

United Concordia, one of the largest dental plan insurers in the US, has been in business since 1971. The dental plans offered through the United Concordia Companies are designed for individuals, businesses, and large corporations, including the 1.7 million clients in the TriCare Dental Program for the US Department of Defense. Dental insurance is the company’s sole focus. Their dental savings plans are designed to provide quality dental care at a discounted price to groups of all sizes and their families.

 

Plan Savings

The United Concordia savings plan, in order to best meet the needs of its customers, focuses on flexible plans and preventive care. Most services, including those performed by specialists, are discounted in order to limit out-of-pocket expenses for preventive care, emergency care, filings, and crowns.  In order to provide for the needs of service personnel, who must travel and move frequently, the company has a large number of international providers.

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Discount Dental Plan Details

United Concordia Dental Plan Features

  • Dental plans are available for both individuals and families, and coverage starts almost immediately, with no enrollment fee or calendar year maximums.
  • For best coverage, you may choose any of the dentists within the plan, with no waiting period.
  • Savings range from 10 to 25 percent below prevailing charges in each community.
  • Basic services available to members of the plan include free exams, bitewing X-rays, and panoramic film with yearly cleanings. Other basic services include sealants, and fillings. These basic services are vital for preventive dental care for those on limited incomes or those with children.
  • Specialist services include gum disease treatments, root canals, crowns, dentures, orthodontia options, and bridges.
  • This coverage is available for eligible spouses and children.
  • Family members may go to different dentists. 
  • There are no claim forms or deductibles for the savings plans.
  • There are no annual or lifetime maximums for treatment, and no lengthy waiting periods before treatment can begin.
  • There are no pre-existing condition exclusions.
  • There are no referrals necessary to see a specialist.
  • Lab fees may be charged for crowns and bridges.

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