United HealthCare Dental

United HealthCare Dental, a division of United HealthCare, is one of the largest group benefits insurers in the US and offers plans that are designed for individuals, businesses, Medicare recipients, and large corporations and provide quality dental care at a discounted price.

Plan Savings

In order to best meet the needs of customers, the United HealthCare dental savings plans focus on flexible plans and preventive care. Simplified administration allows employers to keep expenses to a minimum, while allowing maximum savings to the individual covered. Online resources on a wide variety of dental treatment topics provide education on preventive dental care. Most services, including those performed by specialists, are discounted in order to limit out-of-pocket expenses for preventive care, emergency care, filings, and crowns.  

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United HealthCare Dental Plan Features

• Dental plans are available for both individuals and families, and coverage starts almost immediately, with no enrollment fee or calendar year maximums.
• For best coverage, you may choose any of the dentists within the plan, with no waiting period. Non-network dentists may be used.
• Savings range from 10 to 25 percent below prevailing charges in each community.
• Basic services available to members of the plan include free exams, bitewing X-rays, and panoramic film with yearly cleanings. Other basic services include sealants, and fillings. These basic services are all vital for preventive dental care for those on limited incomes or those with children.
• Specialist services include gum disease treatments, root canals, crowns, dentures, orthodontia options, and bridges.
• This coverage is available for eligible spouses and children.
• Family members may go to different dentists. 
• There are no claim forms or deductibles for the savings plans.
• There are no annual or lifetime maximums for treatment, and no lengthy waiting periods before treatment can begin.
• There are no pre-existing condition exclusions.
• There are no referrals necessary to see a specialist.
• Lab fees may be charged for crowns and bridges.

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